THREE TICKETS AND YOU'RE CANCELED

If you need incentive to fight your traffic ticket this should do it.

The insurance industry is very quietly adopting, state by state, their vehicular version of the criminal sentencing laws of "three strikes and you're out". They are passing new harsher rules so they can significantly raise your insurance rates or cancel drivers with three points in a three year period. Before it was three points in a one year period and you could start fresh every year. I believe they changed it because not enough people were getting three traffic tickets in one year. I'm sure there are millions of people that get three traffic tickets in three years.

The result of this will be that a lot of people will be subject to unreasonable rate increases which in turn can lead to an increase in uninsured drivers on our streets and highways. The insurance companies will make untold millions in increased premiums and they will save 52 million because they now only search our driving records every three years rather than yearly.